Privacy Policy

Welcome to Loans & Cash Advance: Lanterna! This Privacy Policy explains how Lanterna Cash Advance LLC ("Loans & Cash Advance: Lanterna," "we," "us," or "our") collects, uses, discloses, and protects your information when you use our mobile application (the "App"). By accessing or using our App, you agree to the practices outlined below.

We collect information from you in several ways, including data you provide directly, data collected automatically, and data received from external sources.

When you interact with our App, you may share the following information:

• Identity Data: Your full name, date of birth, Social Security Number (SSN), and government-issued ID details.
• Contact Data: Your address, phone number, and email address.
• Financial Data: Information about your income, employment status, banking details, and credit history.
• Loan Request Data: The purpose of the loan, the amount requested, and repayment preferences.

When you use the App, we automatically collect certain technical and usage data:

• Technical Details: Device type, operating system, browser type, IP address, and device identifiers.
• Usage Data: Features accessed, pages visited, and session duration.
• Location Data: If permitted, we may collect real-time geolocation information to enhance your experience.

We may also receive additional data from trusted third parties to supplement the information you provide:

• Credit Reports: Information from credit bureaus to assess loan eligibility.
• Third-Party Lenders: Updates on your loan status or new offers.
• Identity Verification Services: Tools used to verify your identity and prevent fraud.

We use your data to operate, improve, and protect our services, including:

• Loan Processing: To review and submit your loan applications to lenders.
• Identity Verification: To confirm your identity and prevent fraud.
• Customer Support: To respond to inquiries and support requests.
• App Improvement: To enhance the performance and usability of the App.
• Legal Compliance: To meet legal and regulatory obligations.
• Marketing Communications: To send promotional materials, with your consent.

We may share your information with third parties as described below.

We may share your personal and financial data with third-party lenders to facilitate loan offers. These lenders operate under their own privacy policies, which we encourage you to review.

We may share your data with trusted vendors who assist with:

• Payment processing
• Identity verification
• Marketing and analytics support

We may disclose your information when required by law or to protect our rights, including to:

• Comply with subpoenas, court orders, or legal processes
• Prevent fraud or illegal activities
• Enforce our Terms of Service

If Loans & Cash Advance: Lanterna undergoes a merger, acquisition, or sale, your information may be included among the transferred assets.

You have the following rights concerning your personal data:

• Access and Amendments: You may request access to your personal information and ask for corrections.
• Deletion Requests: You can ask us to delete your personal data, except where retention is legally required.
• Marketing Opt-Out: You can opt out of marketing communications at any time.

To exercise any of these rights, please contact us at support@lanternacash.com.

We implement multiple safeguards to protect your information, including:

• Encryption during data transmission and storage
• Access controls to limit data exposure
• Real-time monitoring for suspicious activity

While we take strong precautions, no system is completely secure. Please use caution when sharing personal information online.

We retain your data for as long as necessary to:

• Provide the services you have requested
• Comply with legal, regulatory, and tax requirements
• Prevent fraud and resolve disputes

Our App is intended only for individuals aged 18 or older. We do not knowingly collect information from minors. If such data is discovered, it will be deleted promptly.

Our App may link to third-party websites or services not operated by Loans & Cash Advance: Lanterna. We are not responsible for their content or privacy practices. Please review their privacy policies separately.

We may update this Privacy Policy from time to time. Significant changes will be communicated via:

• In-App notifications
• Email communications

Your continued use of the App after such updates indicates your acceptance of the revised policy.

If you have any questions or concerns about this Privacy Policy, please contact us:

Lanterna Cash Advance LLC
Email: support@lanternacash.com

By using the App, you confirm that you have read and understood this Privacy Policy.